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$210M+
Total Value Locked
Across all XRPL pools
200K+
Active Users
XRPL wallets connected
$3.4B+
Volume Processed
All-time on XRP Ledger
Up to 18%
Max Staking APY
90-day power vault
Protocol Suite

Everything DeFi, on XRP Ledger

Six integrated products — one unified protocol. Built natively on XRPL for speed, low fees and maximum yield.

⚡
Swap

Instant XRP Swap

Swap any XRP Ledger token with best-rate routing across XRPL's native Order Book DEX and SwapXRP AMM pools. Sub-5-second settlement, under $0.01 per transaction.

Swap XRP →
🌉
Bridge

Cross-Chain Bridge

Trustlessly bridge XRP and XRPL tokens to Ethereum, BNB Chain and Polygon via XRPL EVM sidechain and SwapXRP's cross-chain messaging layer. Transfers in ~90 seconds.

Bridge Assets →
💧
Pool

Liquidity Pools

Provide liquidity to XRPL AMM and DEX pools. Earn trading fees plus SXRP incentive rewards. Full-range and concentrated positions supported on native XRPL AMM.

Provide Liquidity →
🔐
Staking

XRP Staking Vaults

Stake XRP and SXRP to earn protocol yield from trading fees, liquidation revenue and ODL corridor incentives. Flexible and fixed-term vaults up to 18% APY.

Stake & Earn →
🏦
Borrow

Collateral Lending

Borrow stablecoins and assets against your XRP and XRPL token collateral. Competitive borrow rates from 3.1% APR, no KYC, fully non-custodial on XRPL.

Borrow Now →
🚀
Launchpad

XRPL Token Launchpad

Fair-launch new XRPL tokens via SwapXRP IDO platform. Automated liquidity seeding, SXRP staker whitelist priority, anti-bot protection and instant AMM listing.

Explore Launches →
Yield Opportunities

Earn on your XRP assets

Pool / Vault
APY
TVL
Status
XRP Liquid Staking
4.8%
$78M
Live
XRP / USDC AMM
14.2%
$36M
Hot
SXRP Governance Vault
18%
$26M
New
XRP / ETH Bridge Pool
9.6%
$21M
Live
Lending Reserve USDC
6.1%
$16M
Live
XRP / BTC Cross-Chain
11.8%
$10M
New
View All Pools →
Featured Vault
SXRP Governance Vault
18% APY
Flexible Stake
Withdraw anytime · No lock
4.8%
30-Day Vault
Most popular · Balanced yield
7.4%
90-Day Power Vault
Max yield + governance voting
18%
Start Earning →
Non-custodial · XRPL native · Withdraw anytime (flex)
Get Started

Up and running in 4 steps

1

Connect XRPL Wallet

Link Xumm, GemWallet or Crossmark. No account creation. No KYC. Your keys, your XRP.

2

Select a Product

Choose Swap, Bridge, Pool, Stake, Borrow or Launchpad from the protocol dashboard.

3

Confirm on XRPL

Approve in your wallet. Transactions finalise on the XRP Ledger in 3–5 seconds with near-zero fees.

4

Earn & Manage

Track positions, compound rewards and manage your full XRP portfolio from the SwapXRP dashboard.

SXRP Token

SwapXRP governance token

SXRP is the protocol governance and fee-accrual token. Stake SXRP to vote on protocol parameters, earn fee revenue and access premium pool allocations.

1B
Total Supply
Community & Ecosystem
Incentives, grants, airdrops
35%
Liquidity Mining Rewards
Pool incentives, 4-year vest
25%
Team & Advisors
4-year vest, 1-year cliff
15%
Protocol Treasury
DAO-controlled multisig
15%
Strategic Investors
18-month vest, 6-month cliff
10%
Roadmap

Building the future of XRP DeFi

Q1 2025 — Completed

Protocol Launch & AMM

SwapXRP launched on XRPL Mainnet with AMM pools, smart swap routing across XRPL DEX order books and initial liquidity mining programme.

AMM LiveSwapLiquidity Mining
Q2 2025 — Completed

Cross-Chain Bridge & Lending

ETH and BNB bridge deployed. Collateral lending module launched with XRP, USDC and USDT markets. All contracts triple-audited.

BridgeLendingAudited
Q3 2025 — In Progress

SXRP Token & DAO Launch

SXRP governance token TGE, staking vaults, on-chain DAO governance module and Launchpad beta for new XRPL token projects.

SXRP TGEStakingDAOLaunchpad
Q4 2025 — Planned

Perpetuals & Derivatives

On-chain perpetuals for XRP and major assets. Chainlink oracle integration, cross-margin accounts on XRPL EVM sidechain.

PerpsOptionsOracle
Q1 2026 — Planned

Institutional Suite & APIs

Enterprise-grade API, bulk settlement, compliance reporting and dedicated RippleNet ODL integration for institutional liquidity providers.

APIEnterpriseRippleNet
2026 — Vision

SwapXRP L2 & Mobile App

SwapXRP Layer-2 settlement network for high-frequency DeFi on XRPL. Native iOS and Android app with hardware wallet support.

L2MobileHW Wallet
Security & Trust

Built to be bulletproof

Security is not a feature — it's the foundation. Every SwapXRP contract has been independently audited and battle-tested on XRPL Mainnet.

✓ Audited

Triple-Audited Code

All contracts audited by Quantstamp, CertiK and an independent XRPL security firm. Full reports are publicly available in our GitHub repository.

🔑 Non-Custodial

Your Keys, Your XRP

SwapXRP never holds your assets. All interactions are direct on-chain XRPL transactions. Not your keys? Not our protocol. Zero custodial risk.

🛡 Bug Bounty

$500K Bug Bounty

Active bug bounty on Immunefi with up to $500,000 for critical vulnerability discoveries. Responsible disclosure is rewarded fast and generously.

Audited by · Backed by · Built on
Knowledge Base

Frequently Asked Questions

Everything you need to know about SwapXRP and XRP DeFi on the XRPL.